theriquandoval
Why do so many people struggle with budgets that should actually work? Turns out, most financial advice treats money like math problems instead of human behavior.
Back in 2019, our founder was sitting across from someone who earned good money but couldn't figure out where it all went. That conversation changed everything.
Started with weekend workshops in Darwin. Twelve people showed up to the first one. Half of them thought budgeting meant deprivation.
Realized that spreadsheets weren't the problem. People needed to understand their actual priorities first, then build budgets around those.
Developed our prioritization framework after working with 200+ individuals. Found patterns in what actually helps people stick to financial plans.
Running programs across Northern Territory and beyond. Still learning from every person who walks through our door.
We're not financial advisors in suits. Just people who've spent years figuring out why traditional budgeting fails most people.
Education Director
Spent eight years in community education before joining us in 2020. Has this knack for explaining complex money concepts using grocery shopping analogies. Used to work in retail management, which taught her more about real budgets than any textbook ever did.
Program Coordinator
Joined our team in 2022 after running her own bookkeeping practice. She'd seen too many small business owners with solid income but zero clarity on where money actually went. Now designs our workshop curriculum based on what she learned from hundreds of real client situations.
We won't promise you'll become a millionaire. But we can help you stop wondering where your paycheck disappeared to by the 15th of each month.
Every method we teach comes from actual people we've worked with. Not theory from finance textbooks written by people who've never balanced a household budget.
Some financial experts would tell you to cut out coffee. We'd rather help you understand what matters to you, then build a system around that.
Quick fixes don't work with money. We focus on building habits that actually stick past the first enthusiastic month.
Our approach comes from thousands of conversations with people who were doing everything "right" on paper but still struggling with money.
We look at what's actually happening with your money right now. Not what should be happening according to some financial guru's rules. Most people are surprised by what they discover in this step alone.
You can't budget effectively if you don't know what matters to you. We spend time on this because it's the foundation everything else builds on. Skipping this step is why most budgets fail by month two.
Once we know where you are and where you want to go, we create a system that fits your actual life. Not a perfect spreadsheet you'll abandon after three weeks because it requires daily updates.
Our next group session starts in October 2025. Or you can reach out anytime to chat about what might work for your situation.
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